Financial Planning

FY 2013-14 PPF return/interest calculator

Here is a simple yet effective PPF return/interest calculator for Financial Year 2013-14, that I developed to know the return I would be getting from my PPF account. To use it, all you need to do is download the Excel file (linked below), input your previous year’s PPF Balance (if […]

April 9, 2013
FY 2011-12 Investment Overview

FY 2011-12 Investment Overview

FY 2011-12 was the first year when I started investing in something other than my immediate business and I am happy to report, that I managed to actually beat it slightly. Though I did end up with far less cash reserves than what I had hoped for and for that […]

April 6, 2012

Liquid Fund Investment, 13 day update

It’s been 13 days since I invested my money in a Liquid Fund, not only to make a little extra from an amount which was sitting in my saving bank account, but also to learn, whether or not I can make Liquid Funds a part of my overall investment strategy. […]

February 28, 2012

Liquid Funds, good short term investment?

I have been thinking about the usefulness of Liquid Funds, ever since I heard about them last year (that is when I started paying attention to financial planning and investment) and to me they seemed like a nice way to make a few extra bucks in short term, without risking […]

February 15, 2012

Penny saved, is a penny earned!

“Penny saved, is a penny earned!” I cannot help but feel, how true this saying is today, when I try and calculate how much I am now saving each month, thanks to finally paying off my credit card debt (finally did that couple of months ago). While the most apparent […]

September 16, 2011

Financial experts don’t know anything?

As you all probably know, I finally started saving and investing some of my hard earned money in to Mutual Funds and PPF. Due to this, I have been somewhat following the markets and listening and reading what the so called “experts” have to say about the current and future […]

September 13, 2011

Mutual Fund Investment, Online vs. Offline

Last month I decided to start couple of new SIPs (Systematic Investment Plan) in mutual funds and while doing that, I decided buy one scheme through an agent (SBI branch where my saving account is) and online through the SBIMF website (since I already have a portfolio and I am […]

July 1, 2011

Financial planning, not too late?

I am over 28 years old and till today, I had never actually sat down and done any financial planning, be it short or long term. Heck the max financial planning I have done till now is figuring out, how to put together enough funds/limit on my credit card to […]

May 10, 2011